This page contains the list of approved locked-in retirement savings plan contracts ("RRSP"s) as approved by the Superintendent of Pensions. The official list is normally updated on the first business day of each month, and posted on this web site shortly thereafter. This edition of the list replaces and supersedes the previously published edition dated October 01, 2009.

This list is available here in Portable Document Format ("PDF") (227 KB). (To view PDF files, Adobe's Acrobat Reader software is required. Acrobat Reader is available free of charge from Adobe's web site , along with all the information needed to download and configure Acrobat Reader to work with your system.)

A transfer of the commuted value of locked-in pension entitlements to an RRSP is allowed under the Pension Benefits Standards Act (the "PBSA") on the conditions prescribed in section 29 of the Pension Benefits Standards Regulation (the "Regulation"). Savings institutions and insurance companies must not accept a transfer of locked-in pension money unless the contract used for the transfer is in the form of a specimen contract approved by the Superintendent. For this purpose the Superintendent maintains a list of the savings institutions and insurance companies that have received approval of specimen contracts, and a description of each approved contract. Plan administrators, and transferring institutions, must not transfer locked-in funds to an RRSP unless the transferee underwriter's name and contract appear on the Superintendent's list.

The corporate headings on Superintendent's list are the savings institutions and insurance companies that have the legal obligation as trustee and insurer for the respective RRSP contracts. In many instances corporate agents of the trustee or insurer are the actual sellers of the contract. Their names do not appear on the list unless their corporate name is part of the name of the contract. Agents involved in the transfer of funds to an RRSP can ease the burden on plan administrators and transferors if the correct name of the trustee and the correct name of the contract are clearly indicated. This list includes the Canada Revenue Agency registration number (e.g. RSP 123-999) in the description of each contract, wherever possible, to aid in identification. To search for a particular locked-in RRSP, use your browser's Find function ("Ctrl+F" in Netscape or Internet Explorer).

The PBSA and Regulation apply to persons who terminated employment in British Columbia and were not working in federally regulated employment. The determination of which province's pension laws apply to locked-in pension money is determined by which province the person was working in when the person terminated employment rather than by the location of the institution holding the money, the person's subsequent place of residence, or where the pension plan is registered unless federally registered.

Upon maturity of the RRSP the total value of the locked-in money must be used to purchase a life annuity contract or be transferred to a life income fund (a "LIF") on the conditions prescribed in the Regulation, including the written consent of the spouse. A list of the approved LIF contracts is available from the Pensions Department, and also appears on this web site.

The Acrobat Reader application is required for viewing these PDF files. To download a free copy, click on the "Get Acrobat Reader" logo at left.